Tax & Advisory
- Individual and self-employed / 1099 tax preparation
- Tax planning and proactive strategy
- IRS notice review and response guidance
- Business structure and organization support
- Ongoing advisory and year-round guidance
JTPS Advisory Co.
Welcome.
Welcome.
We're glad you're here.
The goal is not just to file paperwork. It's to help you move forward with more confidence, direction, and support behind what you're building.
Chelmek, Founder of JTPS Advisory Co.
Founder
Chelmek
Who we are
About JTPS Advisory Co.
At JTPS Advisory Co., we believe everyone deserves guidance that meets them where they are.
Our approach is rooted in people first. We take the time to understand your situation, your goals, and where you're trying to go.
What we do
Guidance That Goes Beyond Tax Season.
Clear strategy. Better financial direction. Support beyond tax season.
We support self-employed professionals, entrepreneurs, and growing businesses with tax preparation, planning, and compliance. Our approach goes beyond filing returns — we help clients understand their situation, stay organized, make informed decisions, and build stronger financial structure over time.
Book Your Appointment →Financial Literacy Coaching
Helping you gain clarity, build confidence, and create a stronger financial foundation through personalized education and practical strategies.
- Financial awareness and education
- Money habits and decision-making
- Goal setting and action planning
- Practical strategies for your financial journey
FAQ
Questions, answered.
A few things people often ask before getting started.
We serve individual filers, self-employed professionals, 1099 contractors, small business owners, and startups. We also work with individuals looking to improve their financial habits through our financial literacy coaching services.
Once we begin working together, ongoing advisory is available year-round — not just during tax season. Clients can connect with us as needed, whether it's reviewing financials, getting questions answered, or staying on track with their goals.
Pricing varies based on the type of service and the complexity of your situation. Every client is different — connect with us and we'll discuss what works best for you.
Yes. Documents can be submitted securely through our client portal. All files are received directly and handled with care and confidentiality.
Open Client Portal →
Insights
From the blog
Practical guidance, written plainly — on taxes, money habits, and building a business.
Tax Preparation vs. Tax Planning — Why It Matters
People use the terms interchangeably, but they're very different — and the difference could save you money.
Better Money Habits Start With Better Information
Most of us were never really taught how to manage money. Better habits begin with clear, practical information.
The First Thing Most New Business Owners Get Wrong
In the rush to launch, one crucial step gets skipped — setting up the right business structure.
Tax Strategy
Tax Preparation and Tax Planning Are Not the Same Thing — Here's Why It Matters
Many people use the words interchangeably — but tax preparation and tax planning are two very different things, and understanding the difference could save you money.
Tax preparation is the process of filing your return. It looks backward — organizing what already happened over the past year and reporting it accurately to the IRS.
Tax planning is proactive. It looks forward — making strategic decisions throughout the year to reduce what you owe, maximize credits you're eligible for, and avoid surprises come tax season.
Here's the truth: not every credit applies to every person. Eligibility depends on your income, filing status, family situation, and more. A good tax professional doesn't just file — they help you understand what you qualify for and position you better for next year.
At JTPS Advisory Co., we believe informed clients make better financial decisions. That's why we go beyond the return.
Ready to be more proactive about your taxes? Let's talk.
Financial Literacy
Better Money Habits Start With Better Information
Most of us were never really taught how to manage money. Not in school, not always at home. We picked up habits, watched how the people around us handled things, and figured it out as we went.
And life doesn't slow down to give you time to catch up. When you're focused on taking care of responsibilities and getting through the day, thinking about the bigger financial picture can feel impossible.
That stress is real, and it affects everything.
But here's what we've learned working with clients: most people don't lack the desire to do better. They lack access to the right information, in a way that actually makes sense for their life.
That's exactly what financial literacy coaching is about. Not judgment. Not complicated financial jargon. Just clear, practical information to help you take the next step — wherever you're starting from.
At JTPS Advisory Co., we meet you where you are. Always.
Business
The First Thing Most New Business Owners Get Wrong
Starting a business is exciting. You have the idea, the drive, and the vision. But in the rush to get started, one of the most important steps often gets skipped — setting up the right business structure.
It's not the most glamorous part of entrepreneurship. But it's the foundation everything else is built on. Skipping this step can affect your taxes, your liability, and how your business operates for years to come.
We see it often. Clients come to us after they've already been operating — sometimes for years — without the right structure in place. And while it's never too late to fix it, starting right saves you time, money, and a lot of stress down the road.
Before you print the business cards, build the website, or launch the brand — make sure your foundation is solid.
That's where we come in.
At JTPS Advisory Co., we help new and growing businesses get structured, organized, and set up for long-term success — from the very beginning.
Thinking about starting a business? Let's talk before you launch.
Contact
Let's Connect
We'd love to hear from you. Whether you have questions, are ready to get started, or just want to learn more — we're here.